The Sanders Team

Your premier mortgage lending bringing nearly 20 years of mortgage expertise to clients across Florida, California, Arizona, Texas, Idaho, and Washington.

Rooted in San Diego and proudly living in Northeast Florida, we’re your local lender—coast to coast. We know these markets inside and out and provide white-glove, concierge-level service that’s built on strong communication, trusted advice, and rates you’ll love.

As brokers with access to over 100 banks, we shop the market for you—delivering personalized mortgage solutions that fit your goals. Led by Sylvia Sanders, a seasoned Loan Officer with C2 Financial Corporation, our mission is simple: to make “home” happen with clarity, care, and confidence—wherever you are.

Homebuyers

See how much you qualify for in today's market.

Refinance

We can help you lower your rate or take cash out.

Today's Rates

See if the time is right for you to purchase
or refinance.

Ask A Question

We can answer your mortgage related questions.

What are you waiting for?

Getting started is easy!

Loan Programs

We can help you make a purchase, lower your payment, take cash out, or consolidate debt.

FHA Loans

VA Loans

Conventional Loans

Home Refinance Loans

Jumbo Home Loans

Home Purchase Loans

What our clients are saying

  • I highly recommend Sylvia! She successfully secured a beautiful home for my buyers, despite the challenges of a complex loan that few can handle. Working with her was a pleasure,... read more

    Miroslava Mindalova Avatar Miroslava Mindalova

    I have experienced the services Sylvia provides on multiple occasions with multiple clients. She will forever be my first choice in preferred lenders. She is professional, resourceful, and a strategist.... read more

    Anthony Guadalupe Avatar Anthony Guadalupe

    Sylvia and her team did a great job They literally made "Home Happen" thanks

    Luis Barrios Avatar Luis Barrios
  • Sylvia is the best. She is always available for questions or whatever you need. She makes the process so easy. When I Take my business to Sylvia, my stress... read more

    Pam Sholly Avatar Pam Sholly

    Sylvia is an outstanding mortgage broker. She responded quickly to any inquiries and delivered the loan documents to the Title Company early. She also explained the loan process and cared... read more

    Diane Farmer Avatar Diane Farmer

    I had a great first experience working with Sylvia, she was on the ball from the get go! Her communication and problem solving made me have the upmost confidence in... read more

    Noah Mcwilliams Avatar Noah Mcwilliams
  • I am beyond thrilled to share my exceptional experience working with Sylvia Sanders and her team in securing our family compound. Sylvia's dedication and tireless efforts truly set her apart... read more

    Cheryl DePiero Avatar Cheryl DePiero

    Sylvia was really helpful and super easy to work with. My first time buying a home, not knowing nothing. Sylvia from the beginning she explained to me every detail, how... read more

    Jennifer “Jen” B Avatar Jennifer “Jen” B

    Working with Sylvia has been an absolute pleasure. From the very start, I felt confident and well-guided. Sylvia’s knowledge of the market was impressive, and she patiently walked me through... read more

    Jako Aqua Avatar Jako Aqua
  • RESPONSABLE, DEDICADADA, PROFECIONAL Y MUY CONFIABLE GRACIAS POR SU DEDICACION SUAMAMENTE AGRADECIDO 💯👍

    JONATTAN H BARRANCO Avatar JONATTAN H BARRANCO

    Syliva was amazing! She answered all of our questions and even some we didn’t know we needed to ask. I truly believe she was the reason we closed so fast... read more

    Dawn Vetor-Moore Avatar Dawn Vetor-Moore

    Sylvia and her team have been a huge support for our first time home buying process. Was able to make the process seamless and help us move at a quick... read more

    Edith Fuertes Avatar Edith Fuertes